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LEGAL MATTERS
This site deals primarily with UK
businesses, although some may also be available in other
countries. If you are based outside the UK, please click
here for the
international site.
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When setting up in business it can be easy to
inadvertently break the law. Ignorance is no
defence, so check out the following to ensure
you're keeping inside the law.
Did you know for example that if you use a
trading name, you must state on all correspondence
your connection with the company eg Proprietor,
partner, manager etc. If you're using headed paper
consider getting proprietor or partners' names
printed at the bottom of each sheet.
Creating Careers
vision2learn, from Creating Careers is an exciting new way to learn and gain accredited qualifications online.
You can get in to your study area through any Internet-connected PC – at home, work
or wherever you have access to a computer. Your study area contains all of your online
course materials, assessments and user guidelines, as well as messages from your tutor
and an online café where you can chat to other learners.
vision2learn courses are presented in an interactive and user-friendly format,
with clear learning outcomes and online support material. But if you do feel you
need a bit if extra help, online support from a college tutor is just a click away.
Your vision2learn course will be supported by a college near you and they will
allocate your tutor.
vision2learn courses are nationally recognised qualifications that are eligible for
funding. This means that provided you are over the age of 16 and living in England,
there are no fees – you study for free.
Courses are currently available in Personal Development, Business Development, IT and Sport & Leisure
My recommendation is to take their free online course about starting a business
entitled "Entrepreneurship", which leads to the accredited qualification NCFE
Advanced Certificate in Preparation for Business and demonstrates your professional
skill to your bank manager, business associates and customers.
This course is made up of four units, as follows:
Find out if you’re emotionally, mentally and financially ready for business start-up. Identify your personal needs and expectations, review your skills needs and evaluate your finances.
- Unit two - Your business idea
Learn how to prepare an excellent business plan, find out how to set achievable goals and select an appropriate legal status for your business.
- Unit three - Your marketplace
You’ll develop practical market research skills and learn how to make the right marketing decisions for your product or service.
- Unit four - Your business operations
Develop your business plan into practical action plans, build a pre start-up timetable and find out how to achieve operational success by matching financial, human and material resources against your business goals.
Click here for more details and to register
Make It Happen
One frequent question I'm asked is about the nuts and bolts of running
a business - choosing and setting up a business, finding customers,
promotion and of course legal aspects like tax, national insurance,
data protection and VAT. This new 6 part British course
explains all these matters in a simple, easy to understand way and is
written by UK-based mail order professionals who
have been operating full-time successful home based businesses for many years. Full details and application
form available from http://www.homeworkinguk.com/mih.pdf
or e-mail for a copy.
Desktop
Lawyer, the UK's award winning online legal
service, gives you access to legal information and
documents prepared by top barristers and
solicitors. Use this service in the comfort of your
own home or office, in your own time, and at a
price solicitors will find impossible to beat.
LAW
on the WEB - a free legal information,
guidance and gateway site for individuals and small
businesses - devised, built and maintained by a
solicitor formerly in private practice in the UK.
Small Claims Court Service:
You can now process a claim online through this new small claims court
service.
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Data Protection Registrar
- The Data Protection Act 1984 grew out of public
concern about personal privacy in the face of
rapidly developing computer technology. The act
covers personal data about living, identifiable
people that can be automatically processed. To keep
such information on your computer legally, you may
have to register. For a range of useful free
information booklets or to register, contact them
direct. The registration fee is £75 for three
years.
Wycliffe House, Water Lane, Wilmslow, Cheshire
SK9 5AF, UK
Phone: 01625-545 740 Fax: 01625-524 510
For more information about The Data Protection Act you can also visit
Business Link. Business Link provides advice and information regarding the Data
Protection Act, including compliance with the data protection legislation, regulations
concerning privacy in marketing and your
legal requirements regarding notifying the Information Commissioner.
UK
Online for Business
With recent surveys showing that nearly half of
all UK firms trading on the web not complying with
the requirements of the Data Protection Act, a new
publication entitled "E-Commerce and the Law" is
designed to end the confusion. This easy to follow
jargon-free guide is one of a new series of guides
for small businesses available free by downloading
from
http://www.ukonlineforbusiness.gov.uk
Trading Standards have their own website
at
http://www.tradingstandards.net/
which contains a wide range of current and
reference information which should be equally
invaluable whether you are a consumer with a query
or complaint, or if you are a business looking for
advice on your legal obligations in this field,
including legislation, faq, consumer issues,
careers advice and much more.
Mortgage Home : Mortgage Broker guidance, sourcing the best deal to suit your circumstances.
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Health & Safety
Health & Safety Executive
Provides information about legal health and
safety requirements, many of which apply to small
businesses.
HSE Information Centre, Broad Lane, Sheffield S3
7HQ, UK
Information line on: 0541-545 500 Fax enquiry
line: 0114-289 2333
Safeworkers.co.uk focuses on workplace
safety and have a section of the site specifically for home based workers, including steps you should take to ensure good health and safety practice.
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Insurance Requirements - see
insurance
page for list of brokers who can tell you which
insurance cover you are legally required to hold
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Tax and VAT
If you don't already have an accountant dealing
with these matters for you, there are comprehensive
web sites for both Inland Revenue and Customs and
Excise.
http://www.inlandrevenue.gov.uk/home.htm
Web site for Inland Revenue. Covers just about
every topic and includes copies of most Inland
Revenue leaflets.
http://www.hmce.gov.uk/
The site of HM Customs and Excise. Find out the
answers to all your VAT queries.
Just-tax.co.uk
is a tax return completion service offering general
tax information, ex-pats tax information, corporate
schemes and tax return completion.
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Bizhelp24.com/ -
Comprehensive web site covering just about
everything to do with small businesses and personal
finance; over 150 step-by-step in-depth articles -
more added daily. You can also promote your business on the site for free. Subscribe to their free monthly
credit and business newsletter and claim YOUR
FULL FREE COPY of Credit to Cash which includes
40 Business Forms, Letters, Tables, 25 Small
Business Court Forms, 6 Months FREE Membership of
the Cashflow Club, FREE Upgrades. Go to
Bizhelp24.com/
for full details of the free package, worth over
£150. (contents subject to change)
Topics covered include:
Start a New Business Some of the
information you need to start a business. Use their
Business Plan to get finance for your business.
Credit Policy Understand the basics of
business credit, and the elements that make up the
granting of credit to trade customers. Use their
credit application, bank reference, and Terms and
Conditions of Sale and lots more.
Credit Control Control existing standard
accounts and credit accounts. Discover collection
techniques to improve business cash flow targets,
systems and procedure, 15 collection letters for
you to use and lots more.
Debt Recovery and Litigation All the info
and help you need to deal with debts: internal
(yourself) and external means (solicitor, court,
debt agency).
Insolvency Understand the different types
of personal and corporate insolvency, including
bankruptcy, liquidation and voluntary arrangements.
Company Accounts All the documents, with
simple explanations, that make up the basic
accounts that you would need, say, for a business
plan such as: Balance Sheet, Profit & Loss and
Cash Flow Forecast.
Small Business Understand what makes up a
small business - what you have to do - what you
cannot do - you will be puzzled by 'small business
red tape' but you will know where to get help
Corporate Insurance Find out a bit more
about why it makes sense to insure against bad
debts.
Export A good page to use if you are
looking for information to start exporting
Internet Many areas of the net interest
us - being true to the community spirit they pass
on info to you
Personal Debt Advice The largest
collection of articles in the UK
When you work for yourself, finding finance is always more difficult. ContractorMortgagesUK.com specialise in finding
mortgages for Contractors, Freelancers, and temporary workers. they use their experience and understanding of the
contractor mortgage marketplace to have bespoke underwriting arrangements in place allowing you to obtain
“prime rate mortgages” and avoid the more expensive self cert route.
if you already have a mortgage, their Proactive Mortgage Management System (PAMM) will
check to see if your current scheme is competitive and if not, they will help identify the best mortgage alternative
for your needs.
Visit Contractor Mortgages for more details.
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If you have a business you'd like to
feature on the site, send details of the
opportunity to the address below for rates and availability.
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enquiry@homebusinessuk.co.uk
or write to:
Mrs L O'Connor, 91B Acton Lane, London,
NW10 8UT
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